Lugadiru KB, Museve E, Mugwambo V. INFLUENCE OF ACCESS TO CREDIT ON THE FINANCIAL SUSTAINABILITY OF WOMEN-OWNED AND OPERATED MICRO AND SMALL ENTERPRISES IN VIHIGA COUNTY, KENYA. IAJEFR [Internet]. 2026 Jul. 28 [cited 2026 Aug. 4];3(2):1-18. Available from: https://academicpubs.org/ojs33/index.php/IAJEFR/article/view/134